The rise in motor accidents during autumn is often blamed on a failure by drivers to adapt to the changing conditions following the warmer summer months.

If you’re running a business with a number of vehicles on the road, you’re running a fleet and invariably you’re the fleet manager.

Most people are familiar with the basics of motor trade insurance but one area that is often misunderstood is professional indemnity insurance.

When thinking about your motor trade insurance, there is often more to consider than just the vehicles that you are driving, working on and servicing.

Whilst the In-Out Deal or No Deal Brexit conundrum continues to confound politicians and the British public alike, those involved in the motor trade still need to ply their business; and holiday travel and commerce still mean that we take our vehicles to and from continental Europe.

With the new school term well underway, there’s a big responsibility attached to transporting groups of passengers by minibus. Finding insurers who understand the specific risks of school transportation can be difficult, but the right minibus insurance can help you fulfil part of your duty of care.

The competition for taxi customers is fierce in most parts of the UK these days, mostly due to the rise of on-demand ride hailing apps such as Uber and Lyft.

One of the easiest ways of saving money on your motor trade insurance is to keep accruing your no-claims bonus (NCB) or no claims discount (NCD). This is a reward for not making a claim and the greater the number of claim-free years, the lower your premium.